Assura-Basis Qualimed — Neuchâtel
Neuchâtel: the Qualimed model from Assura-Basis costs CHF 572.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 572.70, Qualimed is not the lowest premium here: Visana goes down to CHF 554.20. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Qualimed costs CHF 1'212.00 less per year than Assura-Basis's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 572.70 | CHF 532.70 |
| 500 | CHF 561.10 | CHF 521.90 |
| 1'000 | CHF 531.90 | CHF 494.70 |
| 1'500 | CHF 502.70 | CHF 467.60 |
| 2'000 | CHF 473.60 | CHF 440.50 |
| 2'500 | CHF 444.40 | CHF 413.30 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 429.60 | CHF 399.60 |
| 500 | CHF 418.00 | CHF 388.80 |
| 1'000 | CHF 388.80 | CHF 361.60 |
| 1'500 | CHF 359.60 | CHF 334.50 |
| 2'000 | CHF 330.50 | CHF 307.40 |
| 2'500 | CHF 301.30 | CHF 280.30 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 128.90 | CHF 119.90 |
| 100 | CHF 123.10 | CHF 114.50 |
| 200 | CHF 117.30 | CHF 109.10 |
| 300 | CHF 111.40 | CHF 103.70 |
| 400 | CHF 105.60 | CHF 98.30 |
| 500 | CHF 99.80 | CHF 92.90 |
| 600 | CHF 93.90 | CHF 87.40 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.