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Assura-Basis Qualimed — Thurgau

Thurgau: the Qualimed model from Assura-Basis costs CHF 495.30 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 495.30, Qualimed is not the lowest premium here: Agrisano goes down to CHF 429.70. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Qualimed costs CHF 967.20 less per year than Assura-Basis's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 495.30CHF 460.70
500CHF 483.70CHF 449.90
1'000CHF 454.50CHF 422.70
1'500CHF 425.30CHF 395.60
2'000CHF 396.20CHF 368.50
2'500CHF 367.00CHF 341.40

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 371.60CHF 345.60
500CHF 360.00CHF 334.80
1'000CHF 330.80CHF 307.70
1'500CHF 301.60CHF 280.50
2'000CHF 272.50CHF 253.50
2'500CHF 243.30CHF 226.30

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 114.00CHF 106.10
100CHF 108.20CHF 100.70
200CHF 102.40CHF 95.30
300CHF 96.50CHF 89.80
400CHF 90.70CHF 84.40
500CHF 84.90CHF 79.00
600CHF 79.00CHF 73.50

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.