Assura-Basis Qualimed — Region 2, Lucerne
Region 2, Lucerne: the Qualimed model from Assura-Basis costs CHF 459.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 459.20, Qualimed is not the lowest premium here: Agrisano goes down to CHF 425.70. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Qualimed costs CHF 680.40 less per year than Assura-Basis's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 459.20 | CHF 427.10 |
| 500 | CHF 447.60 | CHF 416.30 |
| 1'000 | CHF 418.40 | CHF 389.20 |
| 1'500 | CHF 389.20 | CHF 362.00 |
| 2'000 | CHF 360.10 | CHF 334.90 |
| 2'500 | CHF 330.90 | CHF 307.80 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 358.30 | CHF 333.30 |
| 500 | CHF 346.70 | CHF 322.50 |
| 1'000 | CHF 317.50 | CHF 295.30 |
| 1'500 | CHF 288.30 | CHF 268.20 |
| 2'000 | CHF 259.20 | CHF 241.10 |
| 2'500 | CHF 230.00 | CHF 213.90 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 105.80 | CHF 98.40 |
| 100 | CHF 100.00 | CHF 93.00 |
| 200 | CHF 94.20 | CHF 87.70 |
| 300 | CHF 88.30 | CHF 82.20 |
| 400 | CHF 82.50 | CHF 76.80 |
| 500 | CHF 76.70 | CHF 71.40 |
| 600 | CHF 70.80 | CHF 65.90 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.