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Assura-Basis Qualimed — Geneva

Geneva: the Qualimed model from Assura-Basis costs CHF 607.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 607.80, Qualimed is not the lowest premium here: Assura-Basis goes down to CHF 604.30. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Qualimed costs CHF 946.80 less per year than Assura-Basis's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 607.80CHF 565.30
500CHF 596.20CHF 554.50
1'000CHF 567.00CHF 527.40
1'500CHF 537.80CHF 500.20
2'000CHF 508.70CHF 473.10
2'500CHF 479.50CHF 446.00

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 461.90CHF 429.60
500CHF 450.30CHF 418.80
1'000CHF 421.10CHF 391.70
1'500CHF 391.90CHF 364.50
2'000CHF 362.80CHF 337.50
2'500CHF 333.60CHF 310.30

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 133.80CHF 124.50
100CHF 128.00CHF 119.10
200CHF 122.20CHF 113.70
300CHF 116.30CHF 108.20
400CHF 110.50CHF 102.80
500CHF 104.70CHF 97.40
600CHF 98.80CHF 91.90

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.