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Assura-Basis Qualimed — Nidwalden

Nidwalden: the Qualimed model from Assura-Basis costs CHF 437.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 437.90, Qualimed is not the lowest premium here: Agrisano goes down to CHF 385.40. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Qualimed costs CHF 394.80 less per year than Assura-Basis's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 437.90CHF 407.30
500CHF 426.30CHF 396.50
1'000CHF 397.10CHF 369.40
1'500CHF 367.90CHF 342.20
2'000CHF 338.80CHF 315.10
2'500CHF 309.60CHF 288.00

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 350.40CHF 325.90
500CHF 338.80CHF 315.10
1'000CHF 309.60CHF 288.00
1'500CHF 280.40CHF 260.80
2'000CHF 251.30CHF 233.80
2'500CHF 222.10CHF 206.60

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 127.90CHF 119.00
100CHF 122.10CHF 113.60
200CHF 116.30CHF 108.20
300CHF 110.40CHF 102.70
400CHF 104.60CHF 97.30
500CHF 98.80CHF 91.90
600CHF 92.90CHF 86.40

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.