Assura-Basis Qualimed — Nidwalden
Nidwalden: the Qualimed model from Assura-Basis costs CHF 437.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 437.90, Qualimed is not the lowest premium here: Agrisano goes down to CHF 385.40. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Qualimed costs CHF 394.80 less per year than Assura-Basis's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 437.90 | CHF 407.30 |
| 500 | CHF 426.30 | CHF 396.50 |
| 1'000 | CHF 397.10 | CHF 369.40 |
| 1'500 | CHF 367.90 | CHF 342.20 |
| 2'000 | CHF 338.80 | CHF 315.10 |
| 2'500 | CHF 309.60 | CHF 288.00 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 350.40 | CHF 325.90 |
| 500 | CHF 338.80 | CHF 315.10 |
| 1'000 | CHF 309.60 | CHF 288.00 |
| 1'500 | CHF 280.40 | CHF 260.80 |
| 2'000 | CHF 251.30 | CHF 233.80 |
| 2'500 | CHF 222.10 | CHF 206.60 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 127.90 | CHF 119.00 |
| 100 | CHF 122.10 | CHF 113.60 |
| 200 | CHF 116.30 | CHF 108.20 |
| 300 | CHF 110.40 | CHF 102.70 |
| 400 | CHF 104.60 | CHF 97.30 |
| 500 | CHF 98.80 | CHF 91.90 |
| 600 | CHF 92.90 | CHF 86.40 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.