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Assura-Basis Qualimed — Region 2, Vaud

Region 2, Vaud: the Qualimed model from Assura-Basis costs CHF 540.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 540.40, Qualimed is not the lowest premium here: Assura-Basis goes down to CHF 537.30. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Qualimed costs CHF 968.40 less per year than Assura-Basis's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 540.40CHF 502.60
500CHF 528.80CHF 491.80
1'000CHF 499.60CHF 464.70
1'500CHF 470.40CHF 437.50
2'000CHF 441.30CHF 410.50
2'500CHF 412.10CHF 383.30

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 405.30CHF 377.00
500CHF 393.70CHF 366.20
1'000CHF 364.50CHF 339.00
1'500CHF 335.30CHF 311.90
2'000CHF 306.20CHF 284.80
2'500CHF 277.00CHF 257.70

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 130.90CHF 121.80
100CHF 125.10CHF 116.40
200CHF 119.30CHF 111.00
300CHF 113.40CHF 105.50
400CHF 107.60CHF 100.10
500CHF 101.80CHF 94.70
600CHF 95.90CHF 89.20

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.