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Assura-Basis Qualimed — Zug

Zug: the Qualimed model from Assura-Basis costs CHF 406.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 406.40, Qualimed is not the lowest premium here: Agrisano goes down to CHF 335.10. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Qualimed costs CHF 633.60 less per year than Assura-Basis's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 406.40CHF 378.00
500CHF 394.80CHF 367.20
1'000CHF 365.60CHF 340.10
1'500CHF 336.40CHF 312.90
2'000CHF 307.30CHF 285.80
2'500CHF 278.10CHF 258.70

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 278.50CHF 259.10
500CHF 266.90CHF 248.30
1'000CHF 237.70CHF 221.10
1'500CHF 208.50CHF 194.00
2'000CHF 179.40CHF 166.90
2'500CHF 169.20CHF 157.40

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 90.30CHF 84.00
100CHF 84.50CHF 78.60
200CHF 78.70CHF 73.20
300CHF 72.80CHF 67.80
400CHF 67.00CHF 62.40
500CHF 61.20CHF 57.00
600CHF 55.30CHF 51.50

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.