Assura-Basis Qualimed — Region 3, Zurich
Region 3, Zurich: the Qualimed model from Assura-Basis costs CHF 454.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 454.00, Qualimed is not the lowest premium here: Agrisano goes down to CHF 427.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Qualimed costs CHF 742.80 less per year than Assura-Basis's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 454.00 | CHF 422.30 |
| 500 | CHF 442.40 | CHF 411.50 |
| 1'000 | CHF 413.20 | CHF 384.30 |
| 1'500 | CHF 384.00 | CHF 357.20 |
| 2'000 | CHF 354.90 | CHF 330.10 |
| 2'500 | CHF 325.70 | CHF 303.00 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 322.40 | CHF 299.90 |
| 500 | CHF 310.80 | CHF 289.10 |
| 1'000 | CHF 281.60 | CHF 261.90 |
| 1'500 | CHF 252.40 | CHF 234.80 |
| 2'000 | CHF 223.30 | CHF 207.70 |
| 2'500 | CHF 197.00 | CHF 183.30 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 102.30 | CHF 95.20 |
| 100 | CHF 96.50 | CHF 89.80 |
| 200 | CHF 90.70 | CHF 84.40 |
| 300 | CHF 84.80 | CHF 78.90 |
| 400 | CHF 79.00 | CHF 73.50 |
| 500 | CHF 73.20 | CHF 68.10 |
| 600 | CHF 67.30 | CHF 62.60 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.