Avenir OptiMed — Region 1, Valais
Region 1, Valais: the OptiMed model from Avenir costs CHF 545.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 545.00, OptiMed is not the lowest premium here: Atupri goes down to CHF 481.20. A named model does not guarantee the best price — it guarantees a care pathway.
On average, OptiMed costs CHF 933.60 less per year than Avenir's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 545.00 | CHF 506.90 |
| 500 | CHF 533.50 | CHF 496.20 |
| 1'000 | CHF 504.50 | CHF 469.20 |
| 1'500 | CHF 475.00 | CHF 441.80 |
| 2'000 | CHF 446.00 | CHF 414.80 |
| 2'500 | CHF 417.00 | CHF 387.80 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 390.70 | CHF 363.40 |
| 500 | CHF 379.20 | CHF 352.70 |
| 1'000 | CHF 350.20 | CHF 325.70 |
| 1'500 | CHF 320.70 | CHF 298.30 |
| 2'000 | CHF 291.70 | CHF 271.30 |
| 2'500 | CHF 262.70 | CHF 244.30 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 133.20 | CHF 123.90 |
| 100 | CHF 127.40 | CHF 118.50 |
| 200 | CHF 121.60 | CHF 113.10 |
| 300 | CHF 115.70 | CHF 107.60 |
| 400 | CHF 109.90 | CHF 102.20 |
| 500 | CHF 104.10 | CHF 96.80 |
| 600 | CHF 98.20 | CHF 91.40 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Uri
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.