Avenir OptiMed — Region 2, Valais
Region 2, Valais: the OptiMed model from Avenir costs CHF 523.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 523.20, OptiMed is not the lowest premium here: Agrisano goes down to CHF 406.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, OptiMed costs CHF 896.40 less per year than Avenir's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 523.20 | CHF 486.60 |
| 500 | CHF 511.70 | CHF 475.90 |
| 1'000 | CHF 482.70 | CHF 448.90 |
| 1'500 | CHF 453.20 | CHF 421.50 |
| 2'000 | CHF 424.20 | CHF 394.50 |
| 2'500 | CHF 395.20 | CHF 367.50 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 375.10 | CHF 348.90 |
| 500 | CHF 363.60 | CHF 338.20 |
| 1'000 | CHF 334.60 | CHF 311.20 |
| 1'500 | CHF 305.10 | CHF 283.80 |
| 2'000 | CHF 276.10 | CHF 256.80 |
| 2'500 | CHF 247.10 | CHF 229.80 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 127.90 | CHF 118.90 |
| 100 | CHF 122.10 | CHF 113.60 |
| 200 | CHF 116.30 | CHF 108.20 |
| 300 | CHF 110.40 | CHF 102.70 |
| 400 | CHF 104.60 | CHF 97.30 |
| 500 | CHF 98.80 | CHF 91.90 |
| 600 | CHF 92.90 | CHF 86.40 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Uri
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.