Avenir PrimaCare — Zug
Zug: the PrimaCare model from Avenir costs CHF 368.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 368.60, PrimaCare is not the lowest premium here: Agrisano goes down to CHF 335.10. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaCare costs CHF 518.40 less per year than Avenir's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 368.60 | CHF 342.80 |
| 500 | CHF 357.10 | CHF 332.10 |
| 1'000 | CHF 328.10 | CHF 305.10 |
| 1'500 | CHF 298.60 | CHF 277.70 |
| 2'000 | CHF 269.60 | CHF 250.70 |
| 2'500 | CHF 240.60 | CHF 223.80 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 279.20 | CHF 259.70 |
| 500 | CHF 267.70 | CHF 249.00 |
| 1'000 | CHF 238.70 | CHF 222.00 |
| 1'500 | CHF 209.20 | CHF 194.60 |
| 2'000 | CHF 180.20 | CHF 167.60 |
| 2'500 | CHF 165.10 | CHF 153.60 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 95.40 | CHF 88.70 |
| 100 | CHF 89.60 | CHF 83.30 |
| 200 | CHF 83.80 | CHF 78.00 |
| 300 | CHF 77.90 | CHF 72.50 |
| 400 | CHF 72.10 | CHF 67.10 |
| 500 | CHF 66.30 | CHF 61.70 |
| 600 | CHF 60.40 | CHF 56.20 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.