Avenir PrimaCare — Region 3, Zurich
Region 3, Zurich: the PrimaCare model from Avenir costs CHF 517.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 517.20, PrimaCare is not the lowest premium here: Agrisano goes down to CHF 427.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaCare costs CHF 886.80 less per year than Avenir's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 517.20 | CHF 481.00 |
| 500 | CHF 505.70 | CHF 470.30 |
| 1'000 | CHF 476.70 | CHF 443.30 |
| 1'500 | CHF 447.20 | CHF 415.90 |
| 2'000 | CHF 418.20 | CHF 388.90 |
| 2'500 | CHF 389.20 | CHF 361.90 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 371.40 | CHF 345.40 |
| 500 | CHF 359.90 | CHF 334.70 |
| 1'000 | CHF 330.90 | CHF 307.70 |
| 1'500 | CHF 301.40 | CHF 280.30 |
| 2'000 | CHF 272.40 | CHF 253.30 |
| 2'500 | CHF 243.40 | CHF 226.30 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 133.20 | CHF 123.90 |
| 100 | CHF 127.40 | CHF 118.50 |
| 200 | CHF 121.60 | CHF 113.10 |
| 300 | CHF 115.70 | CHF 107.60 |
| 400 | CHF 109.90 | CHF 102.20 |
| 500 | CHF 104.10 | CHF 96.80 |
| 600 | CHF 98.20 | CHF 91.30 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.