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PrimaFlex or SanaTel — Region 1, Fribourg

Region 1, Fribourg: with Avenir, PrimaFlex costs CHF 531.90 a month in 2026 and SanaTel CHF 570.10, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

PrimaFlex is the cheaper of the two here: CHF 458.40 saved per year against SanaTel, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

PrimaFlex and SanaTel are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • PrimaFlex

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • SanaTel

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductiblePrimaFlexSanaTelGap per year
300CHF 531.90CHF 570.10CHF 458.40
500CHF 520.90CHF 558.60CHF 452.40
1'000CHF 493.40CHF 529.60CHF 434.40
1'500CHF 465.40CHF 500.10CHF 416.40
2'000CHF 437.80CHF 471.10CHF 399.60
2'500CHF 410.30CHF 442.10CHF 381.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.