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PrimaFlex or SanaTel — Uri

Uri: with Avenir, PrimaFlex costs CHF 473.10 a month in 2026 and SanaTel CHF 481.20, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

PrimaFlex is the cheaper of the two here: CHF 97.20 saved per year against SanaTel, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

PrimaFlex and SanaTel are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • PrimaFlex

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • SanaTel

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductiblePrimaFlexSanaTelGap per year
300CHF 473.10CHF 481.20CHF 97.20
500CHF 462.10CHF 469.70CHF 91.20
1'000CHF 434.60CHF 440.70CHF 73.20
1'500CHF 406.60CHF 411.20CHF 55.20
2'000CHF 379.00CHF 382.20CHF 38.40
2'500CHF 351.50CHF 353.20CHF 20.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.