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PrimaFlex or SanaTel — Region 2, Grisons

Region 2, Grisons: with Avenir, PrimaFlex costs CHF 503.70 a month in 2026 and SanaTel CHF 512.20, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

PrimaFlex is the cheaper of the two here: CHF 102.00 saved per year against SanaTel, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

PrimaFlex and SanaTel are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • PrimaFlex

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • SanaTel

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductiblePrimaFlexSanaTelGap per year
300CHF 503.70CHF 512.20CHF 102.00
500CHF 492.70CHF 500.70CHF 96.00
1'000CHF 465.20CHF 471.70CHF 78.00
1'500CHF 437.20CHF 442.20CHF 60.00
2'000CHF 409.60CHF 413.20CHF 43.20
2'500CHF 382.10CHF 384.20CHF 25.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.