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PrimaFlex or SanaTel — Region 1, Grisons

Region 1, Grisons: with Avenir, PrimaFlex costs CHF 511.30 a month in 2026 and SanaTel CHF 520.00, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

PrimaFlex is the cheaper of the two here: CHF 104.40 saved per year against SanaTel, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

PrimaFlex and SanaTel are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • PrimaFlex

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • SanaTel

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductiblePrimaFlexSanaTelGap per year
300CHF 511.30CHF 520.00CHF 104.40
500CHF 500.30CHF 508.50CHF 98.40
1'000CHF 472.80CHF 479.50CHF 80.40
1'500CHF 444.80CHF 450.00CHF 62.40
2'000CHF 417.20CHF 421.00CHF 45.60
2'500CHF 389.70CHF 392.00CHF 27.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.