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PrimaFlex or SanaTel — Geneva

Geneva: with Avenir, PrimaFlex costs CHF 664.70 a month in 2026 and SanaTel CHF 695.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

PrimaFlex is the cheaper of the two here: CHF 373.20 saved per year against SanaTel, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

PrimaFlex and SanaTel are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • PrimaFlex

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • SanaTel

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductiblePrimaFlexSanaTelGap per year
300CHF 664.70CHF 695.80CHF 373.20
500CHF 653.70CHF 684.30CHF 367.20
1'000CHF 626.20CHF 655.30CHF 349.20
1'500CHF 598.20CHF 625.80CHF 331.20
2'000CHF 570.60CHF 596.80CHF 314.40
2'500CHF 543.10CHF 567.80CHF 296.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.