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PrimaFlex or SanaTel — Region 1, Ticino

Region 1, Ticino: with Avenir, PrimaFlex costs CHF 684.40 a month in 2026 and SanaTel CHF 696.10, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

PrimaFlex is the cheaper of the two here: CHF 140.40 saved per year against SanaTel, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

PrimaFlex and SanaTel are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • PrimaFlex

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • SanaTel

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductiblePrimaFlexSanaTelGap per year
300CHF 684.40CHF 696.10CHF 140.40
500CHF 673.40CHF 684.60CHF 134.40
1'000CHF 645.90CHF 655.60CHF 116.40
1'500CHF 617.90CHF 626.10CHF 98.40
2'000CHF 590.30CHF 597.10CHF 81.60
2'500CHF 562.80CHF 568.10CHF 63.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.