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PrimaFlex or SanaTel — Region 1, Schaffhausen

Region 1, Schaffhausen: with Avenir, PrimaFlex costs CHF 572.10 a month in 2026 and SanaTel CHF 581.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

PrimaFlex is the cheaper of the two here: CHF 117.60 saved per year against SanaTel, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

PrimaFlex and SanaTel are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • PrimaFlex

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • SanaTel

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductiblePrimaFlexSanaTelGap per year
300CHF 572.10CHF 581.90CHF 117.60
500CHF 561.10CHF 570.40CHF 111.60
1'000CHF 533.60CHF 541.40CHF 93.60
1'500CHF 505.60CHF 511.90CHF 75.60
2'000CHF 478.00CHF 482.90CHF 58.80
2'500CHF 450.50CHF 453.90CHF 40.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.