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PrimaFlex or SanaTel — Region 1, Vaud

Region 1, Vaud: with Avenir, PrimaFlex costs CHF 598.80 a month in 2026 and SanaTel CHF 638.30, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

PrimaFlex is the cheaper of the two here: CHF 474.00 saved per year against SanaTel, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

PrimaFlex and SanaTel are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • PrimaFlex

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • SanaTel

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductiblePrimaFlexSanaTelGap per year
300CHF 598.80CHF 638.30CHF 474.00
500CHF 587.80CHF 626.80CHF 468.00
1'000CHF 560.30CHF 597.80CHF 450.00
1'500CHF 532.30CHF 568.30CHF 432.00
2'000CHF 504.70CHF 539.30CHF 415.20
2'500CHF 477.20CHF 510.30CHF 397.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.