Gesundheitspraxisversicherung or Multimed — Appenzell Ausserrhoden
Appenzell Ausserrhoden: with CSS, Gesundheitspraxisversicherung costs CHF 475.20 a month in 2026 and Multimed CHF 486.30, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Gesundheitspraxisversicherung is the cheaper of the two here: CHF 133.20 saved per year against Multimed, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Gesundheitspraxisversicherung and Multimed are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- Gesundheitspraxisversicherung
Family doctor
You pick a family doctor and always go to them first.
- Multimed
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | Gesundheitspraxisversicherung | Multimed | Gap per year |
|---|---|---|---|
| 300 | CHF 475.20 | CHF 486.30 | CHF 133.20 |
| 500 | CHF 463.60 | CHF 474.70 | CHF 133.20 |
| 1'000 | CHF 434.40 | CHF 445.50 | CHF 133.20 |
| 1'500 | CHF 405.20 | CHF 416.30 | CHF 133.20 |
| 2'000 | CHF 376.10 | CHF 387.20 | CHF 133.20 |
| 2'500 | CHF 346.90 | CHF 358.00 | CHF 133.20 |
The comparison, region by region
- Gesundheitspraxisversicherung or Multimed?
- Aargau
- Appenzell Innerrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.