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Gesundheitspraxisversicherung or Multimed — Region 1, St. Gallen

Region 1, St. Gallen: with CSS, Gesundheitspraxisversicherung costs CHF 494.80 a month in 2026 and Multimed CHF 497.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Gesundheitspraxisversicherung is the cheaper of the two here: CHF 33.60 saved per year against Multimed, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Gesundheitspraxisversicherung and Multimed are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

The price at every deductible

DeductibleGesundheitspraxisversicherungMultimedGap per year
300CHF 494.80CHF 497.60CHF 33.60
500CHF 483.20CHF 486.00CHF 33.60
1'000CHF 454.00CHF 456.80CHF 33.60
1'500CHF 424.80CHF 427.60CHF 33.60
2'000CHF 395.70CHF 398.50CHF 33.60
2'500CHF 366.50CHF 369.30CHF 33.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.