Gesundheitspraxisversicherung or Multimed — Region 3, Lucerne
Region 3, Lucerne: with CSS, Gesundheitspraxisversicherung costs CHF 441.10 a month in 2026 and Multimed CHF 443.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Gesundheitspraxisversicherung is the cheaper of the two here: CHF 30.00 saved per year against Multimed, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Gesundheitspraxisversicherung and Multimed are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- Gesundheitspraxisversicherung
Family doctor
You pick a family doctor and always go to them first.
- Multimed
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | Gesundheitspraxisversicherung | Multimed | Gap per year |
|---|---|---|---|
| 300 | CHF 441.10 | CHF 443.60 | CHF 30.00 |
| 500 | CHF 429.50 | CHF 432.00 | CHF 30.00 |
| 1'000 | CHF 400.30 | CHF 410.80 | CHF 126.00 |
| 1'500 | CHF 371.10 | CHF 381.60 | CHF 126.00 |
| 2'000 | CHF 342.00 | CHF 352.50 | CHF 126.00 |
| 2'500 | CHF 316.80 | CHF 340.30 | CHF 282.00 |
The comparison, region by region
- Gesundheitspraxisversicherung or Multimed?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.