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Gesundheitspraxisversicherung or Multimed — Region 2, Lucerne

Region 2, Lucerne: with CSS, Gesundheitspraxisversicherung costs CHF 441.70 a month in 2026 and Multimed CHF 462.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Gesundheitspraxisversicherung is the cheaper of the two here: CHF 254.40 saved per year against Multimed, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Gesundheitspraxisversicherung and Multimed are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

The price at every deductible

DeductibleGesundheitspraxisversicherungMultimedGap per year
300CHF 441.70CHF 462.90CHF 254.40
500CHF 430.10CHF 451.30CHF 254.40
1'000CHF 400.90CHF 430.10CHF 350.40
1'500CHF 371.70CHF 400.90CHF 350.40
2'000CHF 342.60CHF 371.80CHF 350.40
2'500CHF 313.40CHF 359.60CHF 554.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.