Gesundheitspraxisversicherung or Multimed — Region 3, St. Gallen
Region 3, St. Gallen: with CSS, Gesundheitspraxisversicherung costs CHF 448.90 a month in 2026 and Multimed CHF 451.50, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Gesundheitspraxisversicherung is the cheaper of the two here: CHF 31.20 saved per year against Multimed, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Gesundheitspraxisversicherung and Multimed are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- Gesundheitspraxisversicherung
Family doctor
You pick a family doctor and always go to them first.
- Multimed
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | Gesundheitspraxisversicherung | Multimed | Gap per year |
|---|---|---|---|
| 300 | CHF 448.90 | CHF 451.50 | CHF 31.20 |
| 500 | CHF 437.30 | CHF 439.90 | CHF 31.20 |
| 1'000 | CHF 408.10 | CHF 410.70 | CHF 31.20 |
| 1'500 | CHF 378.90 | CHF 381.50 | CHF 31.20 |
| 2'000 | CHF 349.80 | CHF 352.40 | CHF 31.20 |
| 2'500 | CHF 320.60 | CHF 323.20 | CHF 31.20 |
The comparison, region by region
- Gesundheitspraxisversicherung or Multimed?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.