Gesundheitspraxisversicherung or Multimed — Appenzell Innerrhoden
Appenzell Innerrhoden: with CSS, Gesundheitspraxisversicherung costs CHF 369.80 a month in 2026 and Multimed CHF 378.50, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Gesundheitspraxisversicherung is the cheaper of the two here: CHF 104.40 saved per year against Multimed, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Gesundheitspraxisversicherung and Multimed are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- Gesundheitspraxisversicherung
Family doctor
You pick a family doctor and always go to them first.
- Multimed
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | Gesundheitspraxisversicherung | Multimed | Gap per year |
|---|---|---|---|
| 300 | CHF 369.80 | CHF 378.50 | CHF 104.40 |
| 500 | CHF 358.20 | CHF 366.90 | CHF 104.40 |
| 1'000 | CHF 329.00 | CHF 337.70 | CHF 104.40 |
| 1'500 | CHF 299.80 | CHF 308.50 | CHF 104.40 |
| 2'000 | CHF 270.70 | CHF 279.40 | CHF 104.40 |
| 2'500 | CHF 241.50 | CHF 250.20 | CHF 104.40 |
The comparison, region by region
- Gesundheitspraxisversicherung or Multimed?
- Aargau
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.