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Gesundheitspraxisversicherung or Multimed — Region 1, Bern

Region 1, Bern: with CSS, Gesundheitspraxisversicherung costs CHF 577.10 a month in 2026 and Multimed CHF 587.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Gesundheitspraxisversicherung is the cheaper of the two here: CHF 123.60 saved per year against Multimed, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Gesundheitspraxisversicherung and Multimed are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

The price at every deductible

DeductibleGesundheitspraxisversicherungMultimedGap per year
300CHF 577.10CHF 587.40CHF 123.60
500CHF 565.50CHF 575.80CHF 123.60
1'000CHF 536.30CHF 546.60CHF 123.60
1'500CHF 507.10CHF 517.40CHF 123.60
2'000CHF 478.00CHF 488.30CHF 123.60
2'500CHF 448.80CHF 459.10CHF 123.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.