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Gesundheitspraxisversicherung or Multimed — Region 2, St. Gallen

Region 2, St. Gallen: with CSS, Gesundheitspraxisversicherung costs CHF 444.40 a month in 2026 and Multimed CHF 462.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Gesundheitspraxisversicherung is the cheaper of the two here: CHF 222.00 saved per year against Multimed, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Gesundheitspraxisversicherung and Multimed are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

The price at every deductible

DeductibleGesundheitspraxisversicherungMultimedGap per year
300CHF 444.40CHF 462.90CHF 222.00
500CHF 432.80CHF 451.30CHF 222.00
1'000CHF 403.60CHF 431.10CHF 330.00
1'500CHF 374.40CHF 401.90CHF 330.00
2'000CHF 345.30CHF 372.80CHF 330.00
2'500CHF 316.10CHF 362.60CHF 558.00

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.