EGK EGK-Care — Appenzell Ausserrhoden
Appenzell Ausserrhoden: the EGK-Care model from EGK costs CHF 500.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 500.80, EGK-Care is not the lowest premium here: Agrisano goes down to CHF 412.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, EGK-Care costs CHF 465.60 less per year than EGK's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 500.80 | CHF 468.30 |
| 500 | CHF 489.20 | CHF 457.50 |
| 1'000 | CHF 460.00 | CHF 430.10 |
| 1'500 | CHF 430.80 | CHF 402.80 |
| 2'000 | CHF 401.70 | CHF 375.60 |
| 2'500 | CHF 372.50 | CHF 348.30 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 371.80 | CHF 347.70 |
| 500 | CHF 360.20 | CHF 336.80 |
| 1'000 | CHF 331.00 | CHF 309.50 |
| 1'500 | CHF 301.80 | CHF 282.20 |
| 2'000 | CHF 272.70 | CHF 255.00 |
| 2'500 | CHF 243.50 | CHF 227.70 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 113.70 | CHF 106.40 |
| 100 | CHF 112.80 | CHF 105.50 |
| 200 | CHF 111.80 | CHF 104.60 |
| 300 | CHF 110.80 | CHF 103.60 |
| 400 | CHF 109.80 | CHF 102.70 |
| 500 | CHF 108.80 | CHF 101.80 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.