EGK EGK-Care — Region 2, Lucerne
Region 2, Lucerne: the EGK-Care model from EGK costs CHF 466.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 466.90, EGK-Care is not the lowest premium here: Agrisano goes down to CHF 425.70. A named model does not guarantee the best price — it guarantees a care pathway.
On average, EGK-Care costs CHF 656.40 less per year than EGK's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 466.90 | CHF 436.60 |
| 500 | CHF 455.30 | CHF 425.80 |
| 1'000 | CHF 426.10 | CHF 398.50 |
| 1'500 | CHF 396.90 | CHF 371.20 |
| 2'000 | CHF 367.80 | CHF 343.90 |
| 2'500 | CHF 338.60 | CHF 316.60 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 365.80 | CHF 342.10 |
| 500 | CHF 354.20 | CHF 331.20 |
| 1'000 | CHF 325.00 | CHF 303.90 |
| 1'500 | CHF 295.80 | CHF 276.60 |
| 2'000 | CHF 266.70 | CHF 249.40 |
| 2'500 | CHF 237.50 | CHF 222.10 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 115.00 | CHF 107.60 |
| 100 | CHF 114.10 | CHF 106.70 |
| 200 | CHF 113.10 | CHF 105.80 |
| 300 | CHF 112.10 | CHF 104.90 |
| 400 | CHF 111.10 | CHF 103.90 |
| 500 | CHF 110.10 | CHF 103.00 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.