EGK EGK-Care — Obwalden
Obwalden: the EGK-Care model from EGK costs CHF 425.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 425.90, EGK-Care is not the lowest premium here: Agrisano goes down to CHF 382.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, EGK-Care costs CHF 625.20 less per year than EGK's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 425.90 | CHF 398.30 |
| 500 | CHF 414.30 | CHF 387.40 |
| 1'000 | CHF 385.10 | CHF 360.10 |
| 1'500 | CHF 355.90 | CHF 332.80 |
| 2'000 | CHF 326.80 | CHF 305.60 |
| 2'500 | CHF 297.60 | CHF 278.30 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 340.80 | CHF 318.70 |
| 500 | CHF 329.20 | CHF 307.90 |
| 1'000 | CHF 300.00 | CHF 280.50 |
| 1'500 | CHF 270.80 | CHF 253.20 |
| 2'000 | CHF 241.70 | CHF 226.00 |
| 2'500 | CHF 212.50 | CHF 198.70 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 109.30 | CHF 102.20 |
| 100 | CHF 108.40 | CHF 101.40 |
| 200 | CHF 107.40 | CHF 100.50 |
| 300 | CHF 106.40 | CHF 99.50 |
| 400 | CHF 105.40 | CHF 98.60 |
| 500 | CHF 104.40 | CHF 97.70 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.