EGK EGK-Care — Region 3, Lucerne
Region 3, Lucerne: the EGK-Care model from EGK costs CHF 455.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 455.80, EGK-Care is not the lowest premium here: Agrisano goes down to CHF 414.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, EGK-Care costs CHF 540.00 less per year than EGK's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 455.80 | CHF 426.20 |
| 500 | CHF 444.20 | CHF 415.40 |
| 1'000 | CHF 415.00 | CHF 388.10 |
| 1'500 | CHF 385.80 | CHF 360.80 |
| 2'000 | CHF 356.70 | CHF 333.60 |
| 2'500 | CHF 327.50 | CHF 306.30 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 356.90 | CHF 333.80 |
| 500 | CHF 345.30 | CHF 322.90 |
| 1'000 | CHF 316.10 | CHF 295.60 |
| 1'500 | CHF 286.90 | CHF 268.30 |
| 2'000 | CHF 257.80 | CHF 241.10 |
| 2'500 | CHF 228.60 | CHF 213.80 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 104.00 | CHF 97.30 |
| 100 | CHF 103.10 | CHF 96.40 |
| 200 | CHF 102.10 | CHF 95.50 |
| 300 | CHF 101.10 | CHF 94.60 |
| 400 | CHF 100.10 | CHF 93.60 |
| 500 | CHF 99.10 | CHF 92.70 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.