EGK EGK-Care — Region 1, St. Gallen
Region 1, St. Gallen: the EGK-Care model from EGK costs CHF 528.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 528.40, EGK-Care is not the lowest premium here: Sanitas goes down to CHF 479.65. A named model does not guarantee the best price — it guarantees a care pathway.
On average, EGK-Care costs CHF 588.00 less per year than EGK's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 528.40 | CHF 494.10 |
| 500 | CHF 516.80 | CHF 483.30 |
| 1'000 | CHF 487.60 | CHF 456.00 |
| 1'500 | CHF 458.40 | CHF 428.70 |
| 2'000 | CHF 429.30 | CHF 401.40 |
| 2'500 | CHF 400.10 | CHF 374.10 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 380.30 | CHF 355.60 |
| 500 | CHF 368.70 | CHF 344.80 |
| 1'000 | CHF 339.50 | CHF 317.50 |
| 1'500 | CHF 310.30 | CHF 290.20 |
| 2'000 | CHF 281.20 | CHF 263.00 |
| 2'500 | CHF 252.00 | CHF 235.70 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 120.40 | CHF 112.60 |
| 100 | CHF 119.50 | CHF 111.80 |
| 200 | CHF 118.50 | CHF 110.80 |
| 300 | CHF 117.50 | CHF 109.90 |
| 400 | CHF 116.50 | CHF 109.00 |
| 500 | CHF 115.50 | CHF 108.00 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.