EGK EGK-Care — Appenzell Innerrhoden
Appenzell Innerrhoden: the EGK-Care model from EGK costs CHF 446.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 446.90, EGK-Care is not the lowest premium here: Agrisano goes down to CHF 353.50. A named model does not guarantee the best price — it guarantees a care pathway.
On average, EGK-Care costs CHF 800.40 less per year than EGK's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 446.90 | CHF 417.90 |
| 500 | CHF 435.30 | CHF 407.10 |
| 1'000 | CHF 406.10 | CHF 379.80 |
| 1'500 | CHF 376.90 | CHF 352.50 |
| 2'000 | CHF 347.80 | CHF 325.20 |
| 2'500 | CHF 318.60 | CHF 297.90 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 323.10 | CHF 302.10 |
| 500 | CHF 311.50 | CHF 291.30 |
| 1'000 | CHF 282.30 | CHF 264.00 |
| 1'500 | CHF 253.10 | CHF 236.70 |
| 2'000 | CHF 224.00 | CHF 209.50 |
| 2'500 | CHF 194.80 | CHF 182.20 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 99.90 | CHF 93.50 |
| 100 | CHF 99.00 | CHF 92.60 |
| 200 | CHF 98.00 | CHF 91.70 |
| 300 | CHF 97.00 | CHF 90.70 |
| 400 | CHF 96.00 | CHF 89.80 |
| 500 | CHF 95.00 | CHF 88.90 |
The price, region by region
- Aargau
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.