EGK EGK-Care — Region 1, Lucerne
Region 1, Lucerne: the EGK-Care model from EGK costs CHF 502.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 502.00, EGK-Care is not the lowest premium here: Atupri goes down to CHF 451.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, EGK-Care costs CHF 705.60 less per year than EGK's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 502.00 | CHF 469.40 |
| 500 | CHF 490.40 | CHF 458.60 |
| 1'000 | CHF 461.20 | CHF 431.30 |
| 1'500 | CHF 432.00 | CHF 404.00 |
| 2'000 | CHF 402.90 | CHF 376.80 |
| 2'500 | CHF 373.70 | CHF 349.50 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 387.00 | CHF 361.90 |
| 500 | CHF 375.40 | CHF 351.00 |
| 1'000 | CHF 346.20 | CHF 323.70 |
| 1'500 | CHF 317.00 | CHF 296.40 |
| 2'000 | CHF 287.90 | CHF 269.20 |
| 2'500 | CHF 258.70 | CHF 241.90 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 123.00 | CHF 115.10 |
| 100 | CHF 122.10 | CHF 114.20 |
| 200 | CHF 121.10 | CHF 113.30 |
| 300 | CHF 120.10 | CHF 112.30 |
| 400 | CHF 119.10 | CHF 111.40 |
| 500 | CHF 118.10 | CHF 110.50 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.