EGK EGK-Care — Neuchâtel
Neuchâtel: the EGK-Care model from EGK costs CHF 682.30 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 682.30, EGK-Care is not the lowest premium here: Visana goes down to CHF 554.20. A named model does not guarantee the best price — it guarantees a care pathway.
On average, EGK-Care costs CHF 711.60 less per year than EGK's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 682.30 | CHF 638.00 |
| 500 | CHF 670.70 | CHF 627.20 |
| 1'000 | CHF 641.50 | CHF 599.90 |
| 1'500 | CHF 612.30 | CHF 572.60 |
| 2'000 | CHF 583.20 | CHF 545.30 |
| 2'500 | CHF 554.00 | CHF 518.00 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 451.60 | CHF 422.30 |
| 500 | CHF 440.00 | CHF 411.40 |
| 1'000 | CHF 410.80 | CHF 384.10 |
| 1'500 | CHF 381.60 | CHF 356.80 |
| 2'000 | CHF 352.50 | CHF 329.60 |
| 2'500 | CHF 323.30 | CHF 302.30 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 152.60 | CHF 142.70 |
| 100 | CHF 151.70 | CHF 141.90 |
| 200 | CHF 150.70 | CHF 141.00 |
| 300 | CHF 149.70 | CHF 140.00 |
| 400 | CHF 148.70 | CHF 139.10 |
| 500 | CHF 147.70 | CHF 138.10 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.