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CPTwin.easy or CPTwin.plus — Region 1, Fribourg

Region 1, Fribourg: with KPT, CPTwin.easy costs CHF 545.70 a month in 2026 and CPTwin.plus CHF 540.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

CPTwin.plus is the cheaper of the two here: CHF 57.60 saved per year against CPTwin.easy, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

CPTwin.easy is a "Telemedicine and others" model. CPTwin.plus is a "Group practice (HMO)" model.

  • CPTwin.easy

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • CPTwin.plus

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

The price at every deductible

DeductibleCPTwin.easyCPTwin.plusGap per year
300CHF 545.70CHF 540.90CHF 57.60
500CHF 534.10CHF 529.30CHF 57.60
1'000CHF 504.90CHF 500.10CHF 57.60
1'500CHF 475.70CHF 470.90CHF 57.60
2'500CHF 417.40CHF 412.60CHF 57.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.