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CPTwin.easy or CPTwin.plus — Region 2, Zurich

Region 2, Zurich: with KPT, CPTwin.easy costs CHF 509.90 a month in 2026 and CPTwin.plus CHF 505.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

CPTwin.plus is the cheaper of the two here: CHF 54.00 saved per year against CPTwin.easy, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

CPTwin.easy is a "Telemedicine and others" model. CPTwin.plus is a "Group practice (HMO)" model.

  • CPTwin.easy

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • CPTwin.plus

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

The price at every deductible

DeductibleCPTwin.easyCPTwin.plusGap per year
300CHF 509.90CHF 505.40CHF 54.00
500CHF 498.30CHF 493.80CHF 54.00
1'000CHF 469.10CHF 464.60CHF 54.00
1'500CHF 439.90CHF 435.40CHF 54.00
2'500CHF 381.60CHF 377.10CHF 54.00

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.