Skip to content
Sophie

CPTwin.easy or CPTwin.plus — Region 1, Lucerne

Region 1, Lucerne: with KPT, CPTwin.easy costs CHF 531.60 a month in 2026 and CPTwin.plus CHF 526.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

CPTwin.plus is the cheaper of the two here: CHF 56.40 saved per year against CPTwin.easy, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

CPTwin.easy is a "Telemedicine and others" model. CPTwin.plus is a "Group practice (HMO)" model.

  • CPTwin.easy

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • CPTwin.plus

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

The price at every deductible

DeductibleCPTwin.easyCPTwin.plusGap per year
300CHF 531.60CHF 526.90CHF 56.40
500CHF 520.00CHF 515.30CHF 56.40
1'000CHF 490.80CHF 486.10CHF 56.40
1'500CHF 461.60CHF 456.90CHF 56.40
2'500CHF 403.30CHF 398.60CHF 56.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.