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CPTwin.easy or CPTwin.plus — Schwyz

Schwyz: with KPT, CPTwin.easy costs CHF 494.10 a month in 2026 and CPTwin.plus CHF 489.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

CPTwin.plus is the cheaper of the two here: CHF 50.40 saved per year against CPTwin.easy, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

CPTwin.easy is a "Telemedicine and others" model. CPTwin.plus is a "Group practice (HMO)" model.

  • CPTwin.easy

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • CPTwin.plus

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

The price at every deductible

DeductibleCPTwin.easyCPTwin.plusGap per year
300CHF 494.10CHF 489.90CHF 50.40
500CHF 482.50CHF 478.30CHF 50.40
1'000CHF 453.30CHF 449.10CHF 50.40
1'500CHF 424.10CHF 419.90CHF 50.40
2'500CHF 365.80CHF 361.60CHF 50.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.