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CPTwin.easy or CPTwin.plus — Uri

Uri: with KPT, CPTwin.easy costs CHF 440.70 a month in 2026 and CPTwin.plus CHF 437.00, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

CPTwin.plus is the cheaper of the two here: CHF 44.40 saved per year against CPTwin.easy, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

CPTwin.easy is a "Telemedicine and others" model. CPTwin.plus is a "Group practice (HMO)" model.

  • CPTwin.easy

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • CPTwin.plus

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

The price at every deductible

DeductibleCPTwin.easyCPTwin.plusGap per year
300CHF 440.70CHF 437.00CHF 44.40
500CHF 429.10CHF 425.40CHF 44.40
1'000CHF 399.90CHF 396.20CHF 44.40
1'500CHF 370.70CHF 367.00CHF 44.40
2'500CHF 312.40CHF 308.70CHF 44.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.