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CPTwin.easy or CPTwin.plus — Region 3, Grisons

Region 3, Grisons: with KPT, CPTwin.easy costs CHF 484.90 a month in 2026 and CPTwin.plus CHF 480.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

CPTwin.plus is the cheaper of the two here: CHF 50.40 saved per year against CPTwin.easy, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

CPTwin.easy is a "Telemedicine and others" model. CPTwin.plus is a "Group practice (HMO)" model.

  • CPTwin.easy

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • CPTwin.plus

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

The price at every deductible

DeductibleCPTwin.easyCPTwin.plusGap per year
300CHF 484.90CHF 480.70CHF 50.40
500CHF 473.30CHF 469.10CHF 50.40
1'000CHF 444.10CHF 439.90CHF 50.40
1'500CHF 414.90CHF 410.70CHF 50.40
2'500CHF 356.60CHF 352.40CHF 50.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.