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CPTwin.easy or CPTwin.plus — Region 2, Fribourg

Region 2, Fribourg: with KPT, CPTwin.easy costs CHF 496.70 a month in 2026 and CPTwin.plus CHF 492.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

CPTwin.plus is the cheaper of the two here: CHF 51.60 saved per year against CPTwin.easy, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

CPTwin.easy is a "Telemedicine and others" model. CPTwin.plus is a "Group practice (HMO)" model.

  • CPTwin.easy

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • CPTwin.plus

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

The price at every deductible

DeductibleCPTwin.easyCPTwin.plusGap per year
300CHF 496.70CHF 492.40CHF 51.60
500CHF 485.10CHF 480.80CHF 51.60
1'000CHF 455.90CHF 451.60CHF 51.60
1'500CHF 426.70CHF 422.40CHF 51.60
2'500CHF 368.40CHF 364.10CHF 51.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.