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CPTwin.easy or CPTwin.plus — Region 2, Ticino

Region 2, Ticino: with KPT, CPTwin.easy costs CHF 598.70 a month in 2026 and CPTwin.plus CHF 593.30, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

CPTwin.plus is the cheaper of the two here: CHF 64.80 saved per year against CPTwin.easy, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

CPTwin.easy is a "Telemedicine and others" model. CPTwin.plus is a "Group practice (HMO)" model.

  • CPTwin.easy

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • CPTwin.plus

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

The price at every deductible

DeductibleCPTwin.easyCPTwin.plusGap per year
300CHF 598.70CHF 593.30CHF 64.80
500CHF 587.10CHF 581.70CHF 64.80
1'000CHF 557.90CHF 552.50CHF 64.80
1'500CHF 528.70CHF 523.30CHF 64.80
2'500CHF 470.40CHF 465.00CHF 64.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.