Hausmed or TelMed?
Luzerner Hinterland offers both: Hausmed and TelMed. They are available together in 16 premium regions, and the cheaper of the two is not the same everywhere.
The cheaper one is not the same everywhere
Across 16 premium regions where both are offered, Hausmed is cheaper in 0 and TelMed in 16. The average gap between them is CHF 62.48 a year.
The gap is widest in Bern — Region 1: CHF 81.60 a year.
What you accept in each case
Hausmed is a "Family doctor" model. TelMed is a "Telemedicine and others" model.
The comparison, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.