Hausmed or TelMed — Schwyz
Schwyz: with Luzerner Hinterland, Hausmed costs CHF 474.65 a month in 2026 and TelMed CHF 469.65, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
TelMed is the cheaper of the two here: CHF 60.00 saved per year against Hausmed, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Hausmed is a "Family doctor" model. TelMed is a "Telemedicine and others" model.
The price at every deductible
| Deductible | Hausmed | TelMed | Gap per year |
|---|---|---|---|
| 300 | CHF 474.65 | CHF 469.65 | CHF 60.00 |
| 500 | CHF 463.00 | CHF 458.00 | CHF 60.00 |
| 1'000 | CHF 433.85 | CHF 428.85 | CHF 60.00 |
| 1'500 | CHF 404.65 | CHF 399.65 | CHF 60.00 |
| 2'000 | CHF 375.50 | CHF 370.50 | CHF 60.00 |
| 2'500 | CHF 346.35 | CHF 341.35 | CHF 60.00 |
The comparison, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.