Hausmed or TelMed — Region 2, Zurich
Region 2, Zurich: with Luzerner Hinterland, Hausmed costs CHF 515.25 a month in 2026 and TelMed CHF 509.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
TelMed is the cheaper of the two here: CHF 65.40 saved per year against Hausmed, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Hausmed is a "Family doctor" model. TelMed is a "Telemedicine and others" model.
The price at every deductible
| Deductible | Hausmed | TelMed | Gap per year |
|---|---|---|---|
| 300 | CHF 515.25 | CHF 509.80 | CHF 65.40 |
| 500 | CHF 503.55 | CHF 498.15 | CHF 64.80 |
| 1'000 | CHF 474.40 | CHF 469.00 | CHF 64.80 |
| 1'500 | CHF 445.25 | CHF 439.80 | CHF 65.40 |
| 2'000 | CHF 416.05 | CHF 410.65 | CHF 64.80 |
| 2'500 | CHF 386.90 | CHF 381.50 | CHF 64.80 |
The comparison, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.