Hausmed or TelMed — Nidwalden
Nidwalden: with Luzerner Hinterland, Hausmed costs CHF 456.45 a month in 2026 and TelMed CHF 451.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
TelMed is the cheaper of the two here: CHF 58.20 saved per year against Hausmed, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Hausmed is a "Family doctor" model. TelMed is a "Telemedicine and others" model.
The price at every deductible
| Deductible | Hausmed | TelMed | Gap per year |
|---|---|---|---|
| 300 | CHF 456.45 | CHF 451.60 | CHF 58.20 |
| 500 | CHF 444.75 | CHF 439.95 | CHF 57.60 |
| 1'000 | CHF 415.60 | CHF 410.80 | CHF 57.60 |
| 1'500 | CHF 386.45 | CHF 381.60 | CHF 58.20 |
| 2'000 | CHF 357.25 | CHF 352.45 | CHF 57.60 |
| 2'500 | CHF 328.10 | CHF 323.30 | CHF 57.60 |
The comparison, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.