Hausmed or TelMed — Aargau

Aargau: with Luzerner Hinterland, Hausmed costs CHF 493.30 a month in 2026 and TelMed CHF 488.10, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

TelMed is the cheaper of the two here: CHF 62.40 saved per year against Hausmed, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Hausmed is a "Family doctor" model. TelMed is a "Telemedicine and others" model.

Hausmed
Family doctor
You pick a family doctor and always go to them first.
TelMed
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

Deductible	Hausmed	TelMed	Gap per year
300	CHF 493.30	CHF 488.10	CHF 62.40
500	CHF 481.60	CHF 476.45	CHF 61.80
1'000	CHF 452.45	CHF 447.25	CHF 62.40
1'500	CHF 423.30	CHF 418.10	CHF 62.40
2'000	CHF 394.10	CHF 388.95	CHF 61.80
2'500	CHF 364.95	CHF 359.75	CHF 62.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.