Hausmed or TelMed — Zug
Zug: with Luzerner Hinterland, Hausmed costs CHF 428.60 a month in 2026 and TelMed CHF 424.10, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
TelMed is the cheaper of the two here: CHF 54.00 saved per year against Hausmed, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Hausmed is a "Family doctor" model. TelMed is a "Telemedicine and others" model.
The price at every deductible
| Deductible | Hausmed | TelMed | Gap per year |
|---|---|---|---|
| 300 | CHF 428.60 | CHF 424.10 | CHF 54.00 |
| 500 | CHF 416.95 | CHF 412.40 | CHF 54.60 |
| 1'000 | CHF 387.75 | CHF 383.25 | CHF 54.00 |
| 1'500 | CHF 358.60 | CHF 354.10 | CHF 54.00 |
| 2'000 | CHF 329.45 | CHF 324.90 | CHF 54.60 |
| 2'500 | CHF 300.25 | CHF 295.75 | CHF 54.00 |
The comparison, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.